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2.5% of net wealthPrivate: nothing is saved or shared

Zakat Calculator Pakistan

Add up your savings, gold, silver, investments and business stock, take off debts that are due now, and see whether you have reached the nisab and how much Zakat is due. The method and every assumption are shown, so you can check them with a scholar you trust.

What you own

Including savings and current accounts.

Its value today, not what you paid.

Its value today.

The value you have been advised is zakatable.

Loans you expect to get back.

Money you owe that is payable now, such as an outstanding bill or a loan instalment due.

Nisab
How to set the nisab
Nisab based on

Check today’s rate with a local jeweller or bullion quote.

Your result will appear here

Enter what you own to work out your Zakat. Nothing you type leaves this page.

About this calculator

Who it is for
Anyone working out the Zakat due on their wealth.
What you need
Your cash, gold, silver, investments and business stock, the debts due now, and the nisab basis you follow.
What it works out
Your net zakatable wealth, whether it reaches the nisab, and the Zakat due at 2.5%.
Tax years
Not a tax: Zakat is not tied to a tax year
Not covered
Religious rulings on particular assets: the method is shown so you can check it with a scholar you trust.
After your result

A worked example

Someone holds PKR 800,000 in the bank and gold worth PKR 600,000, and owes PKR 200,000 that is due now. Their net zakatable wealth is PKR 1,200,000.

At an illustrative silver price of PKR 4,000 a tola, the silver nisab is 52.5 × PKR 4,000 = PKR 210,000. Their wealth is above it, so Zakat due is PKR 30,000 — 2.5% of PKR 1,200,000. Use today’s price, not this one.

How Zakat is calculated

  1. Add your zakatable assets at today’s value: cash and bank balances, gold, silver, investments, business stock and money owed to you.
  2. Subtract debts that are payable now.
  3. Compare the result with the nisab: 52.5 tola of silver or 7.5 tola of gold (1 tola = 11.664 g).
  4. If it reaches the nisab and has been held for a lunar year, Zakat is 2.5% of the whole amount.

Zakat paid under the Zakat and Ushr Ordinance 1980 — for example deducted by your bank — also lowers your income tax: it is a deductible allowance under section 60. The salary tax calculator and the business tax calculator both let you enter it.

Zakat FAQs

Add up your zakatable wealth - cash and bank balances, gold, silver, investments, business stock and money owed to you - and subtract debts that are due now. If what remains reaches the nisab and has been held for a lunar year, Zakat is 2.5% of the whole amount, not just the part above the nisab.

The nisab is the minimum wealth on which Zakat is due: 52.5 tola (612.36 grams) of silver or 7.5 tola (87.48 grams) of gold. Its value in rupees moves with metal prices, so the calculator asks for today’s price per tola, or the nisab value you have been given.

Scholars differ on whether to use the silver or the gold nisab. The silver nisab is far lower, so more people reach it.

Yes, if it was paid under the Zakat and Ushr Ordinance 1980 - for example Zakat deducted by your bank. Section 60 of the Income Tax Ordinance 2001 makes that a deductible allowance, which lowers your taxable income. Zakat paid other than under that Ordinance, such as directly to people in need, is not covered by section 60.

Any part of the allowance you cannot use in the year is not refunded or carried forward.

Things kept for personal use - your home, your vehicle and household goods - are generally not counted. How jewellery in regular use, shares and retirement savings are treated differs between scholars, so enter the value you have been advised is zakatable.

Sources and updates

The calculation follows the common core of the rules of Zakat; it is not a religious ruling. The tax treatment is section 60 of the Income Tax Ordinance 2001 (Zakat paid under the Zakat and Ushr Ordinance 1980 as a deductible allowance).

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Tax Pakistan is an independent site, not part of FBR or any government body. Where a figure matters — a return, a refund claim, a dispute — confirm it against the official source or with a tax adviser.